Service
Damage assessment & appraisal
The independent third party when damage strikes — from water damage to fire and natural hazards.
When accidents happen, the insurer often calls in a damage surveyor to secure a professional basis for compensation. On complex claims the surveyor can also manage the repair work.
Larger claims are often settled by appraisal: insurer and policyholder each appoint an appraiser, who agree on the settlement with binding effect — a «mini court case». Typical items are rebuilding cost, repairs, demolition and clearing, repair time, loss of rent and official orders.
Natural damage is damage caused directly by landslide, storm, storm surge, flood, earthquake or volcanic eruption.
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